:root{--navy:#0b1f3a;--blue:#1763c7;--accent:#f5a623;--ink:#15212e;--muted:#5b6b7b;}
*{box-sizing:border-box}
:root{--muted:#5b6b7b;--line:#e3e8ef;--bg:#f7f9fc}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}
.topbar{background:var(--navy);color:#fff;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:7px 18px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700}
header.site{border-bottom:1px solid var(--line);position:sticky;top:0;background:#fff;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;padding:12px 18px}
.logo{display:block;width:230px;height:46px;background:url('/logo.svg') left center no-repeat;background-size:contain;text-indent:-9999px;overflow:hidden}
.callbtn{background:var(--accent);color:#0b1f3a;font-weight:800;padding:11px 18px;border-radius:8px;white-space:nowrap}
.callbtn:hover{text-decoration:none;filter:brightness(.96)}
.hero{background:linear-gradient(135deg,var(--navy),#13386e);color:#fff;padding:46px 0}
.hero h1{font-size:30px;margin:0 0 10px;line-height:1.25}
.hero p{font-size:18px;max-width:760px;color:#dbe6f5}
.hero .cta{display:inline-block;margin-top:18px;background:var(--accent);color:#0b1f3a;font-weight:800;font-size:20px;padding:15px 26px;border-radius:10px}
.hero .cta:hover{text-decoration:none}
.badges{margin-top:16px;font-size:14px;color:#cfe0f6}
.badges span{display:inline-block;margin-right:16px}
section{padding:30px 0}
h2{font-size:23px;margin:0 0 14px}
h3{font-size:18px;margin:18px 0 8px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}
.card{border:1px solid var(--line);border-radius:10px;padding:16px;background:#fff}
.card h3{margin-top:0}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:6px 0}
.chip{display:inline-block;background:#fff3df;border:1px solid #f3d39a;color:#7a4b00;padding:9px 14px;border-radius:20px;font-weight:700;font-size:14px}
.chip:hover{text-decoration:none;background:#ffe9c4}
.zips{display:flex;flex-wrap:wrap;gap:8px}
.zip{background:#eef3fb;border:1px solid #d7e3f6;color:#143f86;padding:6px 11px;border-radius:6px;font-size:13px;font-weight:700}
.zip:hover{text-decoration:none;background:#e1ebfb}
.data{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:18px;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px}
.data .stat b{display:block;font-size:22px;color:var(--navy)}
.data .stat span{font-size:13px;color:var(--muted)}
.faq{border-top:1px solid var(--line);padding:14px 0}
.faq b{display:block;margin-bottom:4px}
.ctaband{background:var(--navy);color:#fff;text-align:center;padding:30px 18px;border-radius:12px;margin:24px 0}
.ctaband a{background:var(--accent);color:#0b1f3a;font-weight:800;font-size:20px;padding:14px 26px;border-radius:10px;display:inline-block;margin-top:10px}
.ctaband a:hover{text-decoration:none}
iframe.map{width:100%;height:300px;border:0;border-radius:10px;margin-top:10px}
footer.site{background:#0b1726;color:#aebfd2;font-size:14px;padding:30px 0 90px}
footer.site a{color:#bcd0ea}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:18px}
footer.site .disc{margin-top:20px;border-top:1px solid #1d2c40;padding-top:16px;font-size:12.5px;color:#8aa0bb}
.callbar{position:fixed;left:0;right:0;bottom:0;background:var(--accent);display:none;z-index:99}
.callbar a{display:block;text-align:center;color:#0b1f3a;font-weight:800;font-size:18px;padding:14px}
.callbar a:hover{text-decoration:none}
.crumbs{font-size:13px;color:var(--muted);padding:12px 0}
.crumbs a{color:var(--muted)}
ul.clean{list-style:none;padding:0;margin:0}
ul.clean li{padding:5px 0;border-bottom:1px solid var(--line)}
@media(max-width:720px){.callbar{display:block}.hero h1{font-size:25px}.logo{width:180px}}

.mainnav{display:flex;gap:20px;align-items:center;margin-left:28px;margin-right:auto;flex-wrap:wrap}
.mainnav a{color:#0b1f3a;font-weight:600;font-size:15px}
.mainnav a:hover{color:#1763c7;text-decoration:none}
header.site .wrap{gap:14px}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px;margin-top:26px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px 20px 20px;box-shadow:0 2px 6px rgba(11,31,58,.06)}
.step .num{position:absolute;top:-19px;left:20px;width:40px;height:40px;border-radius:50%;background:var(--accent);color:#0b1f3a;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:19px;box-shadow:0 2px 6px rgba(11,31,58,.18)}
.step h3{margin:6px 0 8px;font-size:18px}
.step div{color:var(--muted)}
.stategrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:14px}
.statecard{border:1px solid var(--line);border-radius:10px;padding:15px 16px;background:#fff;transition:box-shadow .15s}
.statecard:hover{box-shadow:0 3px 10px rgba(11,31,58,.1)}
.statecard a{font-weight:800;font-size:16px;display:block;margin-bottom:4px}
.statecard p{margin:0;font-size:13px;color:var(--muted);line-height:1.5}
.prose p{margin:0 0 14px;font-size:16px}
.prose h2,.prose h3{margin-top:4px}
.alt{background:var(--bg)}
.lead{font-size:18px;color:var(--muted);max-width:820px}
.hero .lead{color:#dbe6f5}
.checklist{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:10px}
.checklist li{padding:11px 14px;background:#fff;border:1px solid var(--line);border-radius:8px;font-weight:600}
.checklist li:before{content:'¹3  ';color:#1aa259;font-weight:800}
.keywords{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.kw{background:#eef3fb;border:1px solid #d7e3f6;color:#143f86;padding:6px 11px;border-radius:6px;font-size:13px}
@media(max-width:860px){.mainnav{display:none}}